The Credit Monitoring Analyst role at ICICI Bank is an excellent opportunity for finance professionals looking to build a strong career in the banking and credit risk domain. This position is designed for candidates who have a solid understanding of credit products, financial analysis, and risk monitoring processes.
With the increasing importance of credit risk management in the banking sector, this role offers a stable career path along with opportunities to work on high-value financial portfolios.
Overview – Credit Monitoring Analyst Job 2026
| Position | Credit Monitoring Analyst |
| Organization | ICICI Bank |
| Experience Required | 1 to 5 Years |
| Qualification | CA or MBA (Finance preferred) |
| Job Type | Full-time |
| Location | Mumbai, Hyderabad, Kolkata and Delhi |
| Salary | Not Disclosed |
About the Role
The Credit Monitoring Analyst is responsible for the comprehensive credit monitoring of the portfolio across diverse business segments. This role entails financial analysis, borrower conduct analysis, and the assessment of market indicators and external events. The ideal candidate will demonstrate robust analytical capabilities and proficiency in identifying early signs of stress within the portfolio, and highlighting the same to the business, credit, and risk teams.
Key Responsibilities
- Portfolio Management: Monitor the Wholesale Banking and Business Banking portfolios. Address internal and RBI audit-related queries pertaining to the credit monitoring process.
- Ground Sensing: Identify potential credit deterioration or weakening by analysing various internal alerts, including transactional, behavioural, financial, and external alerts such as market-related news and highlighting the same to the business, credit, and risk teams.
- Financial Understanding: Possess a fundamental understanding of financial documents such as annual reports, CMA, stock, and book debts statements to conduct meaningful assessments of borrower businesses
- Collaboration: Collaborate closely with the credit, risk, and IT teams to enhance the utilization of technology in credit monitoring, controls, and reporting
- Service Delivery: Convene periodic health council meetings for identified borrowers, ensuring the complete closure of the loop in terms of actionable items, timelines, and feedback
- Analysis and Reporting: Publish regular reports to senior management on portfolio quality, delinquency, behaviour, and other relevant metrics
Qualifications & Skills
- Educational Qualification: CA or MBA with 1 to 5 years of relevant experience of credit products and processes
- Hands-on Credit Knowledge: Analytical aptitude and familiarity with banking regulations and credit risk management practices
- Communication Skills: Good communication and presentation skills
Salary Expectations
Although the official salary is not disclosed, candidates selected for the Credit Monitoring Analyst role at ICICI Bank can expect a competitive salary package based on:
- Experience level (1–5 years)
- Professional qualification (CA/MBA)
- Industry standards
Typically, professionals in similar roles in the Indian banking sector earn an attractive package along with performance-based incentives, bonuses, and employee benefits.
Career Growth Opportunities
Working with ICICI Bank offers excellent long-term career growth. Employees in this role can progress to:
- Senior Credit Analyst
- Risk Manager
- Portfolio Manager
- Credit Risk Head
The bank provides continuous learning opportunities, exposure to large financial portfolios, and a structured growth path.
Why Choose a Career in Credit Monitoring?
Credit monitoring is one of the most crucial functions in banking. With increasing loan disbursements and financial complexity, skilled professionals are in high demand. This role offers:
- Job stability in the banking sector
- High demand for skilled professionals
- Opportunities to work with large corporate and retail portfolios
- Strong career advancement potential
The Credit Monitoring Analyst role at ICICI Bank is ideal for finance professionals who want to specialize in credit risk and banking operations. With the right skills and experience, this position can open doors to senior roles in financial risk management.
| Apply link | Click here |
| Official Website | Click here |
| Punjabi & Hindi News Writer Job 2026 | Click here |